Choosing The Right Credit Card for Holiday Shopping

The average American has 3.5 credit cards, according to Experian, and many of us have several more than that. So how do you decide which one to pull out when you're at the cash register? If you always reach for the same card out of habit, you could be cheating yourself out of perks and benefits. Worse yet, choosing the wrong card could even cause your credit score to dip.

WalletPop consulted with Gerri Detweiler, a personal finance expert at Credit.com, to get a rundown of what you should keep in mind when you're making a purchase to help determine which card to pull out of your wallet.