Best Student Checking Accounts

A college student with a large bank account might be rare, but checking accounts built specifically for students aren't uncommon.

Certain student checking accounts protect the college-bound from monthly maintenance fees and over-draft charges when they begin their financial careers.

Bank of America, Citizens Bank, JPMorgan Chase Bank and Wachovia Bank waive the monthly maintenance fees and grant free checking for people who are enrolled in college. These accounts are available for four to five years and banks may request verification that students are still enrolled in a college.

Key Bank, M&T Bank, TD Bank and Provident Bank also offer student accounts for students building their finances.

There are several ways to pick a bank, including proximity to the school, over-draft policies and free checking.