Seven fun retirement savings strategies

Most of us are going to retire with less money than we might have hoped and significantly less than we're living on now.

Making that switch takes some adjustment, no matter how much you were making before you retired. U.S. News & World Report identified seven costs it suggested eliminating before you hang up your work boots. The seven are: mortgage, credit card debt, second car, home repairs, expensive investments, unnecessary utilities and taxes you can avoid.