4 strategies to avoid having to work until you die

old woman and man working in retirement
old woman and man working in retirement

What do you think you'll be doing at age 67?

According to a survey by Sun Life Financial of a sampling of people aged 18 to 66, 49% of Americans believe they will be retired and not working at all; 24% think they'll work part time and 25% say they'll still be working full time when they hit 67, two years past the age most people have traditionally hung up the work boots.

Why? The answer is simple, 80% said they don't expect to have enough money to retire.