Black Friday or Buy Nothing Day, which side are you on?

Eager shoppers don't have to wait for the stores to have Black Friday sales on the day after Thanksgiving. More than a month before Black Friday on Nov. 26 and the start of the Christmas buying season, Black Friday online sales are popping up to entice shoppers.

It's enough to make anyone scream, especially those of us opposed to taking on debt just so more Christmas presents can be bought. Christmas debt, as we've explained before, is one of the dumbest reasons to go into debt. Everyone you give gifts to will enjoy your generosity, but you won't when the bills start arriving.