Huntington Bank unveils an overdraft policy that actually helps customers

If you have an unfortunate history of racking up overdraft fees and you live anywhere near a Huntington National Bank, you may want to open an account there.

Last week, the bank, which has locations in Ohio, Indiana, Michigan, West Virginia, Kentucky and Pennsylvania, announced a new policy on overdraft fees. It's called 24-Hour Grace. The 24-hours is the period from midnight of the day the checks and deposits are processed to midnight of the following day.