'Hardest Hit Fund' to Help Troubled Homeowners in 10 States

Homeowners in the most heavily real estate-slumping states now have programs they can tap or will soon be able to tap thanks to the Obama administration's Hardest Hit Fund. The first five states to get money were Arizona, California, Florida, Michigan and Nevada, because they experienced a 209 percent or greater decline in average home price.

Five more states were added because of their high levels of unemployment. They are North Carolina, Ohio, Oregon, Rhode Island and South Carolina.

How the funds will be used is decided by each state's Housing Finance Agency. Here's a state-by-state summary of the help available, along with links to their HFAs for more information: