Home Improvement Grants Give Homeowners a Boost

Warning! If you search the Web for "home improvement grants," you're likely to get some shady sites promising you "exclusive" access to grant information--for a fee. What they don't tell you is that most home improvement grants are distributed at the state or local level, not directly to individuals. The other detail omitted is that, typically, available funds are loaned at a low-interest rate or as rebates after the work on your house is completed. Only a few qualify as grants without repayment.

So do free home improvement grants to fix up your house exist?

The short answer is yes. The longer and more accurate answer is: It's not as simple or as fast as you might be led to believe. Part of the confusion that plays to the swindlers' advantage is that many legitimate government sites do offer information on home improvement grants.

Here's a guide to the legitimate sites offering home improvement grants: