New Recession Rule: Don't get tests while shopping for health insurance

Medical test
Medical test

Most people rush to schedule as many medical tests as possible just before their COBRA coverage runs out. But some experts now say that's precisely the wrong thing to do when you're shopping for post-COBRA health insurance. The problem with those medical tests is that they just might find something -- and if that something requires treatment or even the potential for treatment, that can make you undesirable to most insurers.

But are these experts offering life-threatening advice -- time of diagnosis is often a factor in advancing diseases? With that understood, here's what some people are saying: