How to get the most out of credit card rewards

Well, the CARD Act has been in place for a few months now, and one of many predictions that hasn't come true (so far, at least) is that credit card companies would drop their reward programs. So you can keep on enjoying those extra perks for your expenditures, just be sure you're getting a good deal when it comes time to "cash in" those points.

As CreditCards.com points out, there are more ways you can spend your rewards than ever these days, so it pays to be a savvy shopper. WalletPop asked Amber Stubbs, managing editor at CardRatings.com, for her advice on how to make the most of credit card rewards.