Smart money advice for couples who can't manage their money

What do you do when you and your spouse can't agree on how to spend your money? The best answer, of course, is that you talk about it until you do agree. But is that what you really do?

As Bethany Palmer, who, with husband Scott, wrote First Comes Love, Then Comes Money: A Couple's Guide to Financial Communication, recently told me, "Money touches each and every part of our lives -- where we go to school, what we eat, where we work, how we live. You have to make sure you're talking about money."

But that doesn't mean communicating is easy, and after writing a few WalletPop posts about managing money with your spouse, I thought it might be a good idea to find an expert or two who could offer advice to spouses who can't quite get on the same page when it comes to their finances. Here are some of their top tips: