San Francisco Homes for Sale Under $2M

What does just under $2,000,000 get you in San Francisco? We'll compare three houses -- one downtown, one in Hayes Valley and one in the Sea Cliff neighborhood -- to see what San Franciscans can get for their money.

1. 2BR Condo in Telegraph Hill for $1.995M

At just under our limit, $1,995,000 will get you a two-bedroom, three-bath condo with 2,279 square feet at 235 Francisco St., in the trendy Telegraph Hill area near the North Beach district.

This condo offers a beautifully designed and recently renovated, three-story houselike space with an elevator serving all floors. (Cool!) It's housed in a clean-lined, two-unit building on one of Telegraph Hill's more private streets. An interior renovation was designed by Huang Iboshi Architecture and every detail has been intelligently crafted. The colors are neutral and materials include a warm mix of stone, steel and wood. The renovation included dramatic lighting and tasteful window coverings.The outdoor space features a mature culinary garden on the terrace outside the gourmet kitchen/dining room. Decorative plantings on the balcony and a top-floor terrace are accessed via sets of French doors.

2. 3BR Home in Sea Cliff for $1.995M

Another option at the same price is a three-bedroom, two-and-a-half bath, single-family house with 2,160 square feet. Its Sea Cliff neighborhood is the posh area where Robin Williams lives.

This house near the beach is a perfect marriage of 1920s warmth and personality with 2010 functionality. Its perks include a gorgeous chef-worthy kitchen and an adjacent family room that opens onto a deck overlooking the Golden Gate Bridge. The house has approximately 2,100 square feet of living space with the possibility of finishing off additional space downstairs.

3. Live/Work Space in Outer Richmond for $1.995M

Another at the same price is an interesting business/living opportunity in a neighborhood filled with friendly shops and eateries. The property at 6314 Geary Blvd. in Outer Richmond allows you to live in one of its two upper flats and operate a business in the lower.

Yes, two flats upstairs and a commercial space on the ground floor. And there's also a two-car parking garage.

The current owner is retiring and selling the place along with license to sell beer and wine, so the new owner would be all set to operate a restaurant.

Start a business and rent out that second flat to help pay for the mortgage.

What's the Best Home for the Price?: We'd go with the condo on Telegraph Hill. It's a great neighborhood and has an elevator to boot. That is, unless you desire to be the next top chef.

See more great homes in San Francisco' neighborhood at AOL Real Estate.

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