Low cost FHA-backed housing loans likely to continue

Looks like low cost, low down-payment FHA-backed loans will be around for some time to come -- good news for potential home buyers, not such good news for those who argue that the more money borrowers invest upfront, the less likely they will be to walk away when threatened with foreclosure.

Right now, buyers getting home loans backed by the Federal Housing Administration can put down as little as 3.5% provided they meet certain financial guidelines.