Money College: Collecting from roommates

You've just moved into your sweet new house a half-mile from campus, free from nagging RAs, lackluster dining hall food and Draconian quiet hours that cramp your music-blasting study methods.

It's the end of summer and you happen to be the first person to move in, so you call up the cable company, the gas company and the electric company to put the utilities in your name before your roommates arrive. No one can go that long without BitTorrent, after all.