Lawsuit charges FreeCreditReport.com misleads, costs consumers

Almost everyone has seen one (or more!) of those ads for FreeCreditReport.com, in which a crew of lovable slackers miss out on chances to better themselves because of their lousy credit. Perhaps because they're distracted by the goofy jingle, what a lot of people don't realize at first is that the "free" credit report isn't so free: Signing up to receive one actually means signing up for a $15-per-month credit-monitoring report called Triple Advantage.