Robbing a bank? Don't warn everyone

Bank of New YorkAt first, the story sounds funny. Looking at it a little more closely, however, it's really not.

Francis Coleman, a 40-year-old, unemployed machinist, has made headlines because he told a news station he was going to rob a Bank of America the next morning and that they should be there to tape the whole thing. Well, the news station called the police, and the police went to Coleman's house and arrested him.

But this really isn't the case of the dumb criminal; it's really the story of a man at the end of his rope, a man who made a bad decision that's now going to cost him, which makes this story even sadder.
Coleman apparently complained to the news station that Bank of America had sold his information to a "credit assistance agency," and money was taken from his account, which made him go into overdraft. Bank of America told The Huffington Post that the customer didn't have any overdraft fees and couldn't really comment on the incident, since it's under investigation, but they did acknowledge that Coleman had been charged a service fee.

At any rate, Coleman is in jail. He could get out, if he could afford to post the $75,000 bond. But if he could afford to do that, he probably wouldn't have gotten so mad at the service fee lodged against him by Bank of America.

There is definitely a lesson here. The next time you have a problem with an erroneous charge, call your bank, not a news station. In fact, as it turned out, Bank of America reimbursed Coleman for his service fee.

It's been a weird week in banking news. As most people have probably heard, actor Rip Torn (he played the boss in Men in Black, among many other roles) broke into a bank in Connecticut, over the weekend, rip-roaring drunk and with a gun. He thought it was his house.

Unlike Coleman, Torn had no trouble posting his $100,000 bail.
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