Help! I don't have all my tax documents!

Even though the online filing season for the IRS officially began Jan. 15, many taxpayers don't yet have their necessary tax forms. That's because the law allows employers and others charged with preparing tax forms to taxpayers to distribute those forms up until Jan. 31 -- unless Jan. 31 falls on a holiday or weekend, in which case the deadline is the next business day. That's the case this year, so that means that the deadline is Monday, Feb. 1.

What do you do if Monday comes and goes and you don't have your forms W-2, 1099, and other documents you need to file your tax return? Here are a few answers: