Disguised credit card statements: How "junk" mail can destroy your credit

The next time you're sorting out your mail, you'd better give everything a thorough scan before tossing out what appears to be junk mail. Some credit card issuers, like Bank of America, are sending cardholders their statements in plain white envelopes that appear to be nothing more than a solicitation -- or junk. And since the average American throws out their fair share of junk mail, many don't realize they could be tossing their credit score right into the trash.