Pay as you go cell phone plan a money saver

I like control, especially when it comes to my money and my cell phone service. I just learned about a cell phone company that puts you totally in control of your usage and spending. The company is called Pure TalkUSA and they operate on the GSM network, just like AT&T and T-Mobile.

The way it works is you pay Pure TalkUSA $10 for 101 minutes. If you want to buy another $10-pack of 101 minutes, you can do so online or over the phone. The minutes include local and long distance calls. If you use all your minutes, you cannot receive or make calls, so there are no overage charges. I repeat, there are no overage charges.

Domestic and international texts are 5 cents each, or two texts equal one minute of usage. That's a lot less than I pay for my texts.

You can also sign up for a flex plan that lets you set a dollar limit for your total monthly usage. Pure TalkUSA will charge your credit or debit card in $10 allotments as you use your minutes up to your limit. This eliminates the need to manually buy another $10-pack of 101 minutes. Unused minutes rolls over and never expire.