Wake up and smell the savings ... with Banclock

Trouble getting up and out in the morning? Out of debt I mean.

Banclock is a bossy new alarm clock that insists saving your pennies is literally the first thing you do in the morning ... or else the darn thing won't shut off.

Designed to resemble a national debt ticker (in a perky array of colors), the cute little cube is about as darling as a drill sargeant, until you insert your daily coins in the slot on top. Sort of Suze Orman in a box for a nifty $60 at Uncommongoods.com.

Might not be a bad idea for the kids ... Sounds like a pay-back plan to me.

Sleeping in? Insert coins here.