Best ways to save money on insurance in 2010

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Whether it's for your boat, car, home or life, insurance is a necessary evil. But since its main job is to protect you in the event of a crisis, your insurance policies are probably facets of your budget you don't pay a lot of attention to or consider when you're trying to trim some financial fat.

Make this the year you save money on your insurance. These easy-to-implement tips will help you slash your premiums in 2010.