Pallavi Gogoi's Beat for DailyFinance: How Wall Street Affects Your Street
I believe my last two jobs have prepared me uniquely for my new role. In the past year, I wrote about the nation's financial crisis for USA Today. Following the government bailouts of AIG, Citigroup and Bank of America, I covered the rage of the American public.
Prior to that, I wrote for BusinessWeek for eight years, covering among other things Americans and their shifting shopping habits, and wrote about such trends as the dramatic deaths of several electronic retailers after a strategic marketing move by the world's largest retailer, Wal-Mart.
Today, the way Americans use money and credit in their lives is changing. Credit is the vital engine of our economy -- it figures into almost every transaction we make, from paying for something as basic as a cup of coffee, to larger financial decisions about buying a house or a car, paying for college, or running a business.
Your individual stories are extremely important to understanding and documenting the changes in America's personal financial culture. For instance, how difficult is it for you to get a cash advance to keep your fledgling business alive, to pay your medical bills, your college fees, or your basic needs? What are you doing to get cash? Have you signed over the title of your car, or sold jewelry? Maybe you are in the process of a foreclosure prevention and mitigation process with your bank or service provider. What do you think of the process? Are you being treated fairly? Has a recent overdraft fee changed how you behave financially?
I want to hear about the things that are affecting your life in a tangible way, from the latest law to a new decision at your local bank. If you would like to share your stories, please write to me at firstname.lastname@example.org.
I am truly excited about writing for you and about you.