First-Time Homebuyer Tax Credit Should Never Expire

As the real-estate market enters a new year following two years of dramatic price declines, there are a number of headwinds pushing against a long-term recovery in housing. And because homes represent the largest asset most families have, the average consumer won't recover until his house does. According to The Wall Street Journal, "The past year's progress in the housing market has relied on government programs that are scheduled to be phased out ... The outlook for 2010 is uncertain, at best."