Ten fabulous New Year's Eve cocktail dresses for under $100

As I pointed out earlier this month, it's way too easy to rack up an outrageous credit card bill shopping for holiday fashions. And the biggest charge on that statement, nine times out of ten, is what you spend on a New Year's Eve outfit. It's by far the hardest winter splurge to resist -- no one wants to ring in the new year in an old dress.

Lucky for you, retailers are capping off a year of recession-times adjustments with a major selection of affordable, twinkly cocktail dresses. Below, ten of the best.

The dress: Single Shoulder Strap Dress from Forever 21
The price: $24.80
The draw: The universally-flattering cerulean hue would be reason enough to snap up this little number. Throw in the structural one-strap silhouette and the sassy back zipper, and this dress becomes virtually irresistible.