House passes bank regulatory reform bill, complete with a gaping loophole

The House finally passed its financial regulatory reform bill today by a 21-vote margin. Apparently, there are 202 members of the House, Republicans and Democrats, who aren't interested in clamping down on the too-big-to-fail financials that helped to get us into this mess. While there are a lot of great things in the bill, there are also some gigantic loopholes.