Would you pay for a risky treatment, or play it safe?

If it were up to you, would you take risks with your health? Or with the course of treatment you're paying for?

Most likely not, according to a new study of 216 patients with arthritis and other similar diseases. The study's researchers tested patients' willingness to take a hypothetical "new" drug that carried important benefits but also a small risk of serious side effects.

And when push came to shove, the study participants weren't willing to gamble when given the decision to make all their own health care choices. Side effects, the study says, were the most significant factor.