Should beneficiary of drunk driver get $200,000?

Deborah Firman filed suit against Becon Construction and Life Insurance Company, a Cigna company, for more than $200,000 it's refusing to pay for the death of Gilberto Espinoza, who died on Sept. 20, 2008, in a single-vehicle drunken driving accident in Trimble County, Ky. Cigna refused to pay the claim, calling Espinoza's injuries "intentionally self-inflicted."