10 best online bill payment and electronic payment services

Imagine a world where you don't have to write or mail a check, handle paper money or swipe your credit card -- all you have to do is enter some information into a Web site to make a financial transaction. That's the world of electronic payments, and if you haven't discovered the convenience of electronic payments, it's time to get with the e-program.

Whether you're shopping online, paying a bill or using online bill pay through your bank, making an electronic payment is as quick and efficient as a couple of clicks. If you automate your electronic payments, you can also eliminate the "D'oh! I forgot to make my payment" moments in your busy schedule. And as long as you make your electronic payments from a secure server, with a firewall, your privacy should be protected. Plus, you save trees and stamps.