How to make $1 million, 99¢ at a time

Despite the recession, it's still possible to make money fast. In fact, you can make millions in a matter of months. It starts when you turn on an iPhone.

Apple's genteel TV ads would have you believe that the little programs you can buy for the iPhone or the iPod Touch, called "apps," are sober-minded, highly constructive tools. In truth, though, some of the biggest profits for the people who make those little programs are pointless time-killers. Invent the right one, and you can take boredom to the bank.