No more Starbucks - we can't afford it

Every morning my husband and I drive through Starbucks and get a latte. Great way to start the day. I can sip a Venti most of the morning.

After looking at our budget, however, we found it was time to evaluate this little habit. Our daily stop was costing close to $8 per day or almost $250 per month. When the economy was great and my business was booming, I rarely gave the money a thought. In fact, I thought I "deserved" this little luxury because I worked so hard.