Saving their homes: Has Obama's plan helped?

In June, CNNMoney profiled homeowners hoping to qualify for President Obama's foreclosure-prevention plan.
Four months later, they checked in to see if their was any update. Jose Rivera: Still waiting
Jose Rivera has been trying to refinance his mortgage since April under the president's foreclosure prevention plan, which allows those with little or no equity in their home to take advantage of today's low mortgage rates.
First, his loan