Join the credit card revolution with Fifth Third

Fifth Third gave the RevolutionCard a big boost by deciding to issue this new emerging credit card. What makes this credit card so special is that your name never appears on it.

If the card is stolen the thief must know your pin number to use it. You can change your pin number as often as you like. This feature can greatly reduce credit card fraud.

When using the card, you press Debit/ATM at check out rather than the credit button, because you will need to enter a pin number.

Your ability to use this new card is limited to the stores currently accepting it, but that does include some big names such as Barnes & Noble, Bed Bath & Beyond, Bloomingdale's, Office Depot, Publix, Rent-A-Center, T.J. Maxx, U-Haul International and about 50 others. As the RevolutionCard network grows you will be able to use it at more stores.Retailers save money with this card too. The RevolutionCard charges no interchange payments between banks, so it costs the retailer only 0.50% for transaction processing and settlement. That can save the retailer as much as 80% per transaction.

With the great fraud protection, the retailer has less of a chance that a charge will be questioned due to fraud. Many retailers that do accept the card share their cost savings with customers through loyalty programs and other incentives.

"With Fifth Third as an issuing bank we have our largest opportunity yet to significantly grow the RevolutionCard business," Jason Hogg, CEO of Revolution Money, told Reuters. Other issuers of the card include ChasePaymentech, RBS WorldPay, Cardinal Commerce (online acceptance) and Keystone (petroleum processing for paying at the pump).

Revolution Money also runs the MoneyExchange that enables merchants to collect money from customers and send money to family and friends. It also has features that allow organizations to collect dues from members.

If you're frustrated with your credit card company after they jacked up your fees and interest rates, you may want to check out the RevolutionCard as an alternative. The revolution may take a while but it's time to show the banks and current current card issuers that they are not the only game in town.

Lita Epstein has written more than 25 books including "The Complete Idiot's Guide to Improving Your Credit Score."
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