Hey, thanks, just what we didn't want -- a new credit card fee

Making the rounds in the media from the Associated Press to USA Today is the news that Bank of America -- starting next year -- will be giving credit card users a new fee, ranging from $29 to $99 a year.

What's odd is that not everyone will get this charge. Bank of America has been calling it an "experimental" fee. Spokeswoman Betty Riess told the Associated Press that the customers selected to get the extra $29 to $99 add-on are based on "risk and profitability."

We can only speculate, but that sounds like the people who are mired in debt (high risk) will get it and those are aren't very profitable to Bank of America (the customers who pay off their balances every month).