How to avoid credit card debt this Christmas

Christmas shopping
Christmas shopping

For many people Christmas is a time to give generously to friends and family, but if you haven't been saving throughout the year it can be easy to rely on credit cards and overspend; leaving you with a big bill come January. Thankfully, you still have a few months until Christmas so there's time to get your gifts without going broke.

While you'd be better off if you started saving in March, Spend On Life has pulled together 10 ways to avoid Christmas credit card debt, which it estimates will net you $750 toward Christmas gifts in the next two-and-a-half months.