Another bank overhauls its overdraft policy

If you're a customer of BB&T Corp, a bank in 13 states and Washington, D.C., and haven't heard, you're less likely to get an overdraft come Jan. 1,Not much less likely, however, but at least if you make a mistake by a few bucks, you won't get creamed for it.

They're going to limit the number of times you can be charged to four, and if you go into the negative by less than $5, you won't get a fee. So if you're a BB&T customer and $5.01 in the hole, I can imagine you're going to have some fun conversations with the manager.