Retirement mistake no. 10: Taking Social Security too soon

Retirement mistake #10 is taking Social Security too soon.

You can start receiving your Social Security benefits once you've celebrated your 62nd birthday. Just contact the Social Security office.

For many men, this is a no-brainer. The money is there. Why not take it?

Sometimes you have no choice. If you need the money to live, or are in poor health, you don't have the option of delaying payments.