Hurricane Bill a reminder to have a family disaster plan

After a sleepy start, the 2009 hurricane season exploded this week with Ana, Bill and Claudette.

As Hurricane Bill churns across the Atlantic, this is a good time to make sure your family has an emergency plan -- and don't think you can stop reading if you don't live in a hurricane prone area.

Mother Nature wreaks havoc from coast to coast with devastating and deadly fires, floods, mudslides and more. No matter where you live, you must make sure you and your loved ones are prepared to deal with a natural disaster.

It won't take much of your time and will be worth every minute of it. Here are four simple steps to take now: