Borrowing $300 from Mom and Dad? Your bank wants some of it

Hopefully, you've never been there: You're looking at your bank account. It's sickly. It's dying. You need cash, or you're going to be fixing a tree bark salad soon. So you borrow money from your parents or maybe your well-heeled aunt.

Banks apparently have noticed. Or that is, a company called CashEdge has noticed. And it wants banks to notice, too. After all, CashEdge realizes that if Mom and Dad is forking over $100 to their grown kids or college-aged kids or what have you, who are then going to put the money in their bank account, there's an opportunity there.

CashEdge is a company that specializes in online transactions. If you've had money wired to your bank, I'm assuming CashEdge was involved.