Give your personal finances a makeover -- in one day

Martha C. White

Whether you're one of the many employed Americans sticking around the home front during your vacation, or whether you shake the printer awake every morning to crank out a fresh pile of resumes, this New York Times article offers a great, point-by-point suggestion of a weekday project everyone should carve out time to do: take a fiscal health day.

You're familiar with the concept of a "mental health day," right? Whether you scoot off to a neighborhood spa or just stick your toes in the kiddie pool while nursing a cold one, the idea is to recharge and reset your mind to what lies ahead. A fiscal health day is very similar (although we don't recommend mixing either footbaths or brewskis).

First of all, it's crucial to do this on a regular, non-holiday weekday, when help desks and call centers are staffed. The Times' writer offers a list of common financial logjams and details of what he did on his self-imposed fiscal health day.