Why argue about retirement? Keep working ... and keep your mouth shut

On the eve of my friend Bill Frank's 80th birthday, his wife Winnie announced that if Bill made the decision to retire she would be forced -- after 60 years of wedded bliss -- to pack up and move in with her sister in Indiana.

I used to think Bill and Winnie were unique. But now as my husband and I approach retirement and the crabby-old-goat stage ourselves, it's clear that arguing over what comes next is hard to avoid.

A survey by Fidelity Investments featured in this USAToday.com story, concludes that 80% of couples don't see eye to eye on retirement.