Don't be fooled by Discover's 'Cash Over' benefit

Just when you thought credit card companies couldn't go any lower with deceptive marketing tactics, Discover recently sent out a whopper of a mailer to cardholders. The new mailing focused on the many benefits that cardmembers receive from Discover, including the ability to get Cash Over at select retailers, including Wal-Mart at your current card rate without any extra fees.

Discover claims that Cash Over is a great way to avoid ATM transaction fees and combine two trips without any surprises. But for most credit card users, this is almost as bad as using your credit card for a cash advance.