A modest proposal: Let your Health Savings Account make you money

Lately, it seems like you can't open the newspaper (or click through the paper online) without coming across a headline about health care reform. Who should run the programs, who should pay for them, who should be covered and to what extent?

But what if you could take control of the costs yourself? What if you could pay in to a health care plan, tax-free, and accumulate your own health insurance funds over time? The truth is you already can, but these resources may be threatened as the government and health care industries try to deal with a looming crisis. I have discussed this many times on my radio program, and I'll repeat it here: This would be a major mistake!