FDIC's troubled bank list grows to 305

The Federal Deposit Insurance Corp. says its roster of "problem" financial institutions grew to include 305 banks and thrifts in the first three months of this year, a 21 percent jump from the final quarter of 2008 and the most since 1994.

Banks that make the list aren't doomed, but they face financial hurdles that put them at a greater risk of failure. Beset by rising losses on home mortgages, consumer credit cards and commercial real estate loans, 36 banks have been seized by regulators this year.