Citigroup shareholders could get crushed

The government "stress test" of Citigroup's (C) finances apparently shows that the bank needs to raise $10 billion. Since that company's market cap is only a little over $16 billion, the requirement could crush current shareholders.

Of course, the odd thing about the government's test is that the banks can dispute the findings. That makes the process a bit different from a college final exam and has raised the question in some quarters about how objective a test can be if disputing the findings is part of the process.