The Doctor Is In: Out of work? Ask your physician for a discount

In February, an internist in suburban New York, Dr. Richard Klein, ran an ad in a local Pennysaver advertising free medical care for existing patients who had lost their jobs and had no health insurance. Yes, I said free -- no strings attached.

Crises in malpractice insurance and reduced reimbursements for doctors over the past 10 to 20 years have left many physicians dissatisfied with their profession. Overall, medical care has also become more impersonal and, as a result, less enjoyable.