An easier way to fix your credit report

At some point in your life you, or someone you know, will find a mistake on their credit report. Disputing an error isn't all that difficult, but it can be confusing. Thankfully, Five Cent Nickel has an incredibly detailed and simple guide to disputing a credit report error. With tightened credit, new employers checking your credit report and the allure of refinancing at a lower rate, now is the time to make sure your report is error free.

Not only does Five Cent Nickel show you the correct way to get your report, but details how to dispute the mistake with Equifax, TransUnion and Experian. Whether you want to file a dispute online, call the agency or dispute the matter via snail-mail, this guide shows you who to call or mail and how to do it. There's even a sample credit report dispute letter so you can fill in the blanks Mad Lib style, and get on your way to a correct and better credit report.