Innovative ways to stimulate the economy: Replace zombie banks with new ones

This is just one of the Innovative Ways to Stimulate the Economysuggested by DailyFinance contributors. See them all.

I've lost track of how much taxpayer money has gone towards propping up zombie banks -- those that are saddled with toxic assets whose marking to market wipes out their capital and keeps them from lending. TARP gave them $350 billion last year and at least another $350 billion this year -- not to mention another $750 billion that is included in recent legislation. But how much of that capital infusion have the zombie banks lent out? Not much.