7 mistakes that trash your credit (page 2)

Let credit cards collect dust
Consumers shouldn't necessarily close their credit accounts, but burying cards in the backyard or hoarding them in a shoebox in case of an emergency also may backfire.
Creditors are loathe to let just anyone have vast sums of potential money at their fingertips. Lately lenders have taken a use it or lose it attitude -- preferably lose it.
Consumers encounter two pitfalls if a