Adjustable rate worries mortgage holders

WASHINGTON (AP) -- The future is gnawing at homeowner Scott Klimek. Will the interest rate on his adjustable-rate mortgage go up? Will he be able to afford the monthly payments if it does?
Klimek, 47, bought his home in Brighton, Colo., with a five-year ARM. "If it was, like, this year that it was going to adjust, then I would really be worried, but I'm just moderately worried," says Klimek. He has four