A Buying Guide for First Timers

Step 1: Spiff up your credit
Good credit can lower your mortgage interest rates, potentially saving you hundreds of dollar a month. Order a credit report (usually free online). You can dispute any mistakes, but the most important thing is to build up good credit from here out.
Lenders want clients who can pay bills on time and who don't owe too much to anybody else. Automated bill-paying services help. Stop